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IRCTC launches eWallet

IRCTCTo provide ease to the customers, while making payment for online ticket booking on IRCTC’s website, IRCTC has recently added an eWallet service for the consumers.

Earlier, customers could only make payments via credit card, debit card or net banking while booking an eTicket and the process was not only lengthy but often user’s money use to get deducted without the ticket actually being booked. As while making online payments by cards or net-banking, customers are transferred from the IRCTC server to the bank’s server, and then are taken back to the IRCTC site. Being a lengthy process, often customer’s login session gets expired – leading to money being deducted unnecessarily.

To reduce these kind of issues, IRCTC has launched this eWallet service, with which now customers can save their money with the IRCTC, thus cutting the lengthy ticket booking process.

eWallet registration process

  • Login by entering your Username and Password.

  • On the “Plan my travel” page, click on the “Click to register now!” link for eWallet registration.

  • After clicking on ‘eWallet registration’ link, user will be redirected to verify his PAN Card number, where they would require to fill in the PAN details.

  • After the verification of user’s PAN Card number, payment page will appear for payment of eWallet Registration fee.

  • Create a Transaction Password required at the time of booking and reconfirm the same password in the textbox provided.

  • Select the Bank for the payment of Registration Fee. (Registration fees is INR 250 which is non-refundable)

User can deposit a minimum amount of INR 100 and maintain a maximum amount of INR 5000 in an account. One can deposit in multiples of INR 100. Also, deposit amount is non-refundable.

Booking eTicket via eWallet

On the payment page, there will be an eWallet as a payment option amongst other payment options.

For every eWallet transaction an additional eWallet Transaction charge of INR 5 will be collected and booking will be allowed only when ticket amount is less than the balance amount.

IRCTC eWallet facility will not be available from 8:00 AM to 12:00 PM

Iamwire Take

Well it’s great that IRCTC is too trying out tech innovations to better service its customers, and is also keeping up with trend of mobile wallets, but being closed for 4 hours is not appropriate, it is defeating the concept of 24X7 online service availability, and will be a bit inconvenient for the consumers.

Click here to check the eWallet user guide.

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  1. 1

    i m totlky satisfied with you Mniyas.
    in fact in this case, govt should give us some offers and extra money

    total waste
    congress ki maa ka …..

  2. 2

    It is not at all useful snice:

    – not allowed at rush time 8-12

    – deposit charge transaction charge is still taking. I think even transaction charge will be taking for depositing. They should not take any of these charges, since they are going to get huge fund and its interest would be more than enough.

    I installed Autohotkey in my pc and I created a text file in .ahk format as below and it will be running at PC login.


    Sleep, 800

    Send, 1111

    Sleep, 500

    Send, 2222

    Sleep, 500

    Send, 3333

    Sleep, 500

    Send, 4444

    Sleep, 500

    Send, {TAB}1

    Send, {TAB}2

    Send, {TAB}

    Sleep, 800

    Send, 555

    Sleep, 800

    Send, {TAB}NAME


    Whenever I press Ctrl+Alt+M it will fill above credit card details. It is better way I think.

  3. 3

    The eWallet scheme is primarily launched to eliminate the payment gateway issues at the time of booking but this might not attract conversion as they have levied a registration fee of Rs 250 and the balance in the eWallet is also non refundable. Moreover, the customer ends up paying Rs 5 additional for every transaction other than the payment gateway charges incurred while transferring the money to eWallet along with IRCTC charges.

    • 4

      most importantly using e wallet you cannot book between 8am to 12noon!!
      The whole purpose of using e wallet is fast booking,which is required the most during initial 2-5 mins after 8am, when ticket gets booked within few seconds. After 12 pm i can always spare 2-3 mins time and make payment thru my netbanking. unless ewallet is allowed to book from 8am this scheme will never be popular.

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